Social Security Expenditures

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In the beginning.... According to the Social Security administration, when President Franklin D. Roosevelt proposed the Social Security Retirement Program back in 1935, the financial analyst in the White House…

How Has Technology Affected the Workforce?

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How Has Technology Affected the Workforce? According to the Department of Labor, after adjusting for inflation, manufacturing output in the United States is up 62% over the last 30 years…

When Should I Start Saving?

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What is the average age to start saving? According to Nationwide Retirement Institute, a November 2018 survey of 1,161 employed adults determined that the average age which this group began…

Is It Time For A Recession?

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The most common question I'm asked by clients is: Are we heading into a recession, or when do you think the recession will start? Certainly, nobody knows the answer to…

How Long Do You Have to Invest?

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Why is my investment time horizon important? As I indicated before, 2018 was a challenging year for the majority of asset classes. But I want to reiterate the importance of…

How Will the 2019 Government Budget Be Spent?

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According to the published On Balance newsletter, the proposed budget for fiscal 2019 is $4.4T.  The government estimates that it will receive approximately $3.4T creating almost a $1T deficit. Where…

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