Comprehensive Financial Services for Your Goals

As fee-only fiduciary advisors, we're legally and ethically required to act in your best interest at all times. We don't receive commissions from product sales, which helps reduce potential conflicts of interest. Our compensation comes solely from the fees you pay for our advisory services, helping to align our recommendations with your goals, not our profits.

We operate under an Assets Under Management (AUM) fee structure, which ranges between 0.45% and 1.25% annually depending on the amount of assets we're managing. This transparent fee model helps align our interests with yours—as your wealth grows, we succeed together. Schedule a complimentary consultation to discuss your specific situation and receive a detailed fee proposal.

We don't have a minimum investment requirement. We evaluate each situation individually and believe that the right fit matters more than meeting an arbitrary threshold. If you're committed to comprehensive financial planning and working toward your goals, we encourage you to reach out for a complimentary consultation to see if we're a good mutual fit.

We schedule formal review meetings at least annually to assess your progress and make any necessary adjustments to your plan. Beyond these scheduled meetings, we're available year-round for ad-hoc advice whenever questions or concerns arise. You have direct access to your advisor—whether it's for a quick question, market concerns, or major life decisions, we're here to support you whenever you need us.

We don't prepare tax returns, but tax planning is a core component of our service. We work closely with your CPA or tax preparer to help make your financial strategies more tax-efficient. If you don't have a tax professional, we can recommend qualified CPAs in our network. Our collaborative approach helps your financial plan and tax strategies work together.

When you begin working with us, we'll review your existing investments and provide recommendations. In many cases, we can work with what you have, making adjustments over time to improve diversification, reduce costs, or enhance tax efficiency. We'll never force you to make changes you're uncomfortable with, and we'll always explain the reasoning behind our recommendations. Our goal is to optimize your portfolio while being mindful of tax implications and your preferences.

Three key differentiators set us apart: First, our fee-only fiduciary status is designed to align with your interests. Second, our comprehensive approach integrates all aspects of your financial life rather than focusing solely on investments. Third, our proactive, year-round service means we're periodically reviewing your situation and reaching out with opportunities, not just waiting for annual reviews. Many clients tell us the difference is evident in the quality of communication, depth of planning, and peace of mind they experience.

Your complimentary initial consultation is an introductory call. We'll learn about your financial situation, goals, and concerns while you'll learn about our services, approach, and team. There's no sales pressure—our objective is to determine whether we're a good mutual fit. If we both decide to move forward, we'll schedule discovery meetings and outline next steps with a clear proposal for services and fees. The introductory call typically lasts 30-45 minutes and can be conducted in-person or virtually.