Who Are You Without Work? The Retirement Identity Question No One Should Ignore
Retirement is more than a financial decision. It is a major life transition that can change your identity, your schedule, your relationships, and your sense of purpose. Here is how to think beyond the numbers and prepare for the life you are retiring into.
The Retirement Question Most People May Miss: What Will Your Tuesdays Look Like?
Retirement is not a permanent Saturday. A better retirement plan asks a better question: what will an ordinary Tuesday look like for you? Here is why purpose, routine, and cash flow all matter more than most people realize.
The Retirement Rules Changed Again. Here’s What Actually Matters
Retirement rules have changed in ways that can create both opportunity and confusion. Here’s a practical guide to what matters most right now, from RMDs and inherited IRAs to Roth strategy, catch-up contributions, and the new 529-to-Roth rollover option.
Retirement Questions Worth Asking Before You Retire
Retirement is rarely about finding one magic number. It is about understanding your spending, protecting against avoidable mistakes, and building a plan that supports the life you actually want to live.
The Retirement Risks That Can Matter More Than a Market Crash
A market downturn can be unsettling, but it may not be the biggest threat to retirement. Here is a practical look at the risks that can quietly do more damage over time, including inflation, taxes, longevity, and lifestyle creep.
When the Market Drops, Your Financial Plan Still Matters
Market headlines change fast, but a sound financial plan should not. In this written companion to Retire & Thrive Episode 41, Dan outlines how diversification, risk management, and regular portfolio reviews can help investors stay focused during uncertain markets.
How to Handle Market Volatility Without Derailing Your Retirement Plan
When global conflict and unsettling headlines rattle the markets, many investors feel pressure to react fast. The better response is usually slower, more disciplined, and rooted in a long-term financial plan. Here is how to think clearly about volatility, risk, retirement, and portfolio decisions when uncertainty rises.
Retirement Planning Is More Than a Number
Many people think retirement planning comes down to hitting a number. In reality, the real question is whether your income, taxes, withdrawal strategy, and lifestyle goals all work together. Here is a practical look at how to think about retirement with more clarity and intention.
Retiring Soon? Common Questions People Ask a Financial Advisor
Retirement is not just a number. It is a lifestyle shift. Here are the questions I hear most often, plus practical ways to think through purpose, spending, Social Security, and family conversations before you retire.
Designing Retirement Strategies for Confident Spending
Retirement is not just about having enough. It is about using your money well. Here is a practical way to spend more with confidence by planning for phases, taxes, and market uncertainty.
The Hidden Tax Bill Behind Sport’s Biggest Moments.
Big paydays make headlines. The tax mechanics behind them rarely do. Here’s what multi-state “travel taxes,” NIL income, Olympic bonuses, and deferred contracts reveal about real-world planning.
3 Retirement Spending Mistakes That Could Derail Your Plan (And How to Avoid Them)
Overspending early, underspending out of fear, and ignoring inflation can quietly derail retirement. In Episode 35 of Retire and Thrive, Kamie Blair and Dan Langworthy break down the three mistakes, explain sequence of returns risk, and share practical ways to spend with confidence.
How to Turn Your Retirement Savings into a Reliable Monthly Paycheck
Transitioning from accumulation to decumulation is the most stressful part of retirement. Learn the math behind deferring Social Security, how to calculate your specific "Income Gap," and the withdrawal strategies needed to turn your savings into a reliable monthly paycheck.
3 Retirement Tax Traps to Avoid: RMDs, Social Security & Medicare IRMAA (Episode 33)
RMDs at 73, taxable Social Security, and Medicare IRMAA surcharges can all raise your tax bill in retirement. In Episode 33, I break down the three traps and what to watch for.
3 Retirement Tax Moves That May Result in Paying Less
Kamie and Dan break down three practical ways retirees can lower taxes: control where income shows up, use Roth money strategically to avoid bracket creep, and give smarter with DAFs and QCDs—plus what snowbirds should know about residency and state income taxes.
Why So Many Retirees Are Blindsided by Taxes, and How to Work to Avoid It
Taxes can rise in retirement for people who saved well. Here’s how to build tax flexibility and avoid common surprises before RMDs begin.
Mediterranean Cruise Tips & Tricks: Rome + 9 Nights on Carnival Miracle
Thinking about a Mediterranean cruise in retirement? We’re sharing the real tips and tricks we learned on our fall 2025 honeymoon: flying into Rome, boarding the Carnival Miracle for nine nights, and visiting Kuşadası (Ephesus), Mykonos, Athens, Olympia, and Naples (Pompeii + a winery at the base of Vesuvius). This guide is built for travelers 55+—with advice on pacing, excursions, packing, hydration, and making the most of every port without feeling rushed.
Retirement Planning: The 6 Questions Retirees Ask Most
How much do you really need to retire—and when should you take Social Security? Here are practical answers to the questions retirees ask most.
Taxes in Retirement: What Every Retiree Needs to Know
Taxes don’t stop when your paycheck does. Here’s what Rochester-area retirees need to know to avoid surprises and keep more of what they’ve worked so hard to save.
7 Social Security Myths That Can Cost Retirees Thousands
Social Security decisions are more complex than most retirees realize. Here are seven common myths that could quietly cost you thousands if left unaddressed.